Money Saving Tips for College Students

college-students

There are many things that make college some of the best years of your life. Financial freedom is not one of them. Instead of sacrificing all of those fun nights out with your friends, learn to save and spend your money wisely! Check out this article I found on NerdWallet that gives tips and tricks to students looking to live up their college years without racking up the debt.

Need Extra Cash?

1. Fill out online scholarships
Take advantage of scholarships offered online through websites like Collegescholarships.com and Fastweb.com. With a wide range of topics and categories, it’s likely you’ll find a couple that intrigue you.

2. Look into becoming an RA
Most college dorms offer RA programs that let you subsidize your housing cost, make some extra cash, or both.

3. On-campus jobs
On-campus jobs might include working the front desk at your campus gym or working in the cafeteria. The commitment is usually lower than off-campus jobs and as far as convenience goes, you can’t beat that location!

5. Nanny
If you don’t know any families nearby, you can find open positions through a website like Care.com.

6. Tutor
If babysitting isn’t your forte, you can check out Craigslist or other websites to find families eager for a college student to tutor their budding prodigy.

7. Sell your stuff
If you’ve got things to buy, then you probably have things to sell. Make some extra cash by selling your old items on eBay and Craigslist. One man’s trash is another man’s treasure!

 

Take Advantage of Being a Student

1. Use your student ID
Many retailers, movie theaters, and other everyday destinations offer student discounts when a valid student ID is presented.

2. Take advantage of other student discounts
There are easy-to-access student discounts for items that are not so daily as well. Apple, HP, and Dell are just some of the technology companies that offer student discounts on laptops, etc. Many airline companies also offer student rates on plane tickets and travel packages.

3. Free campus entertainment
Check out what kind of free events your campus offers to students. A lot of schools organize karaoke nights, movie nights, free concerts and other events free-of-charge for students looking to stay busy on the weekends. As an added bonus, this is a great way to expand your social circle and meet some people you might not otherwise come across.

4. Get involved
Look out for cultural events or special lectures around campus that include lunch or dinner. Save $10 and learn something new. It’s a win-win.

Get organized

1. Make lists
Bring lists with you whenever you go shopping and stick to them! That way, you don’t overspend on groceries or clothing.

2. Develop a weekly routine
Get a routine going to make you more efficient. This will cut down on how many loads of laundry you end up doing, along with other frequent tasks that cost you money.

3. Save those coupons!
Collecting coupons and frequent visitor punch cards is only helpful if you actually use them. Keep these things in sight so that you remember.

Get Money Smart!

1. Cut out bad habits
Get rid of bad habits that eat at your wallet like smoking and drinking. And get the added bonus of better health!

2. Evaluate your everyday expenses
Review the things you buy everyday like your morning coffee. Things that cost just $1 a day can add up over time. Look into cheaper options.

3. Make a budget for yourself
Keep track of your monthly expenses and income to stay within your limits. This will show you were those spending leaks are happening. Mint.com and other services are great expense trackers.

4. Re-evaluate your meal plan
If your campus uses a fixed-meal plan and you don’t eat much, then it’s probably not the best way to go. You can also try cooking on your own, as this is usually cheaper than the campus meal plan.

5. Get a bike
Instead of spending money on gas, car insurance and maintenance, invest $300 in a good bike. You’ll save money and get some exercise as well. And speaking of…

6. Lose the car
If it’s an option, leave your car behind completely to eliminate parking tickets and cut out auto expenses.

7. Stay alert
Saving money means protecting it too. Watch out for traps designed for naïve students like store credit cards. Tricky terms and conditions and complex interest rates can sneak up on you when you least expect it

Want More Ideas?

1. Expand your horizons
Check local listings for free festivals, museums, and art galleries nearby. During the summer, keep an eye out for outdoor concerts and farmers markets as well. Websites like funcheap.com list low-cost events in your area.

2. Groupon
Never underestimate group buying power! Groupon is a great way to snag discounts and find new, exciting events in your area. Try using Groupon Now (its mobile app) to avoid buying coupons you never use.

3. Share clothes with roommates
Save money by sharing clothes and/or trading with friends. Try organizing a clothing swap every quarter or semester.

4. Carpool
Take advantage of your close quarters and coordinate rides with friends.

5. Learn to love DIY projects
Pinterest and YouTube offer tons of tutorials and guides that help you learn how to make and do things yourself instead of spending money on them.

AND FINALLY…..

6. Be confident and be yourself!
Don’t worry about “keeping up” if all your friends are getting money from their parents and you’re not. Don’t worry about the latest fashions if you can’t afford it. Remember – you’re only a college student once and making memories is priceless.

 

For the full article….click here!

 

Until Next Time,

Jessica M.

Why YOU Should Be Using Online BillPayer

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Being an adult is tough. More responsibility, more things to pay for. It just comes with getting older. Thankfully, there are many tools and resources to help cut us adults some slack. One of those is BillPayer. Now, have you ever been too busy that you almost forgot to pay a bill or you were late on getting your mail and had to make a late payment? If that’s the case, then you should be utilizing this free service brought to you by your credit union.

So, What is Online BillPayer?
Online BillPayer is a service that allows you to pay virtually anyone or any company through your online banking account. You determine who you want to pay, when you want to make the payment, and which account you want the payment to come from. It’s safe, secure and easy to use.

With this free service you can:

  • Pay bills online with instant access anytime, anywhere without the expense of stamps.
  • Schedule one time or recurring payments and never worry about missing a bill
  • Protect against check fraud making electronic payments and avoiding unsecured mail

What are the primary benefits of online BillPayer?
 Here’s a quick list of the many ways you can benefit from using online BillPayer:

  1. Save time. It takes only minutes to pay your bills each month. You save time on trips to the post office and filing away paper receipts. In addition, smart features such as recurring payments allow you to set up a schedule to pay your bills automatically.
  2. Save money. Online BillPayer saves on postage, envelopes, late fees, and checks. If you pay just 10 bills per month, you can easily save a good chunk of change per year.
  3. Stay organized. Your payment history is stored online so you won’t have to file and sort through paper receipts.
  4. Gain peace of mind. You can schedule payments in advance so you won’t have to worry about paying bills when you travel. BillPayer reminders are also available to notify you it’s time to pay your bill.
  5. Help the environment by saving paper. With online BillPayer, there are no checks to write or envelopes to mail. That’s good news for you and the environment.

 

Interested in signing up for BillPayer at Community 1st Credit Union? Click here for a quick demo! You won’t regret it, I promise!

 

Until Next Time,

Jessica M.

Fitness Friday: Gym Free Fitness

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If you are tight on cash this summer but are looking to get your body in excellent shape, you have come to the right place!

Now, I’m not a nutritionist or a certified personal trainer, and I’m certainly not a doctor, but I know that when Summer rolls around, I like to do some extra exercises to get my body toned. Even though being on the road constantly keeps me busy and away from the gym, I can still get a good workout at home.

These are some of my favorite resources for picking up fitness routines and health tips. Check them out and see what works for you.

1. Nike Training Club App for iPhone
Nike Training Club is by far my favorite fitness app right now. This app allows you to pick a workout specifically tailored to your fitness goals. Choose one that works for you then follow along with the video. The app times your workout and you can set it to play with the music you have loaded on your device. The best part is that all workouts can be done at home with only minimal equipment required.

New features:
•Full-body 15, 30 and 45-minutes workouts you can do anywhere, anytime
•Free workouts from some of the world’s most inspirational female athletes, trainers and celebrities.
•Step-by-step visual and video demos to help you perfect every drill
•Audio guidance to keep you on track and motivated while working out
•Your favorite workouts, training history and progress, instantly accessible
•New and improved Facebook and Twitter sharing to give your progress a boost
•Workout music streamed from your music library

2. Men’s Fitness
MensFitness.com is a great resource for picking up new ideas to build muscle and improve endurance. No time to get to the gym? No problem. You can use your own weight to build muscle. Here are 5 Body Weight exercises that can be done at home in no time so you can get out the door and on with your daily routine.


3. DailyBurn: Fitness

DailyBurn: Fitness is a place to never get bored with your workout routine or eating habits. Whether you want to run your way to fit or dance your assets off, DailyBurn’s entries promote a healthier, active lifestyle. Check out inspiring interviews with sports figures or even tips on places to stay active on vacation. The DailyBurn team comes from a wide variety of backgrounds, and everyone works together to help create a site that can make your goals easier to reach.

4. Fitness
Check out Fitness for the delicious healthy foods, including healthy recipes for breakfast, lunch, dinner, drinks, and even snacks. They have you covered with  healthy and low-calorie foods that taste great so you can reach your better-body goals and still satisfy your taste buds.

5. Fit Sugar
FitSugar and the entire Sugar series of sites provides a plethora of information and knowledge. I love FitSugar because of the many fitness routines and healthy eating tips at my finger tips. This video series on FitSugar showcases eight popular fitness classes in 10 minute videos that you can try at home before investing in a class. Little to no equipment is needed to get a good sweat session in.

6. My Fitness Pal
We live in a world of temptation, cheap pleasures, stress, and convenience—all of which can affect our diet and health. MyFitnessPal is a free mobile app and website that gives you a wealth of tools for tracking what and how much you eat, and how many calories you burn through activity. Of all the calorie counters I’ve used, MyFitnessPal is by far the easiest one to manage, and it comes with the largest database of foods and drinks. With the MyFitnessPal app you can carefully watch what you eat 24/7, no matter where you are.

 

Do you have a favorite fitness blog, app or recipes that you use? Share with us in a comment below!

 

Until Next Time,

Jessica M.

Hosting a Bachelor Party on a Budget

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Don’t worry guys, I didn’t leave you out. Just as the bachelorette party is important for the bride-to-be to have one last fling with her girls, the soon to be groom needs the same with his guys….The Bachelor Party. Just remember — being in our 20′s, it is likely the groomsmen aren’t rolling in money. So what? It is still possible to throw a killer bachelor party. All you really need is a group of guys and a good, cheap game plan. Read on for 6 bachelor party ideas that won’t require you to max out your gold card.

1.Baseball Diamond
Looking for something virtually free to do while spending some time in the sun? Why not head to your local park for a ball game? Bring a cooler and any gear you own. After you’re finished playing, head to your local pub or back to the best man’s pad to hang out and reminisce about old times.

2. Sports Night
This one’s pretty simple. Arrange to have the bachelor party on the night of a big game: basketball, baseball, football, or whatever’s on. Take over a corner of your local sports bar and settle back to enjoy the game, ordering beverages and wings by the dozen.

3. Golf
The summer is a perfect time to get the guys together to hit the links. Golfing with a group can take up the majority of your day so pack a cooler ( if the golf course allows it) and get ready for some competition. Although golf isn’t the cheapest sport, it will be a lot cheaper than heading to a casino or paying for a hotel and airfare.

4. Pitch a tent
Bachelor parties aren’t all about hopping a plane to Vegas anymore. Today’s grooms love to celebrate “guyness” in more rustic ways. Reserve a spot on your local campground or even in your own backyard. Grab some tents, food, a cooler and spend the night around the campfire enjoying fine drinks and fun stories.

5. Poker Night
If the groom and groomsmen can’t swing the trip to Vegas, bring Sin City to them: Host a poker night! Stock the bar, order gourmet pizza, play some music and game on! Just try not to let the groom lose too bad!

6. Karaoke
Nothing rivals the humiliation factor of a karaoke performance. Have a fun time by taking the groom out to a nearby karaoke establishment at the end of the night. Tell him he sounds great singing his own extended version of “I Want It That Way” by the Backstreet Boys. For extra points, get the performance on video.

 

Most importantly, make sure the groom is having fun! This day is all about him after all, just don’t make him pay for anything! Plan things that the groom would enjoy, not just yourself. If you are unsure of where to begin, check out this website on How to plan a bachelor party.

Have you hosted a bachelor party before? Share some of your budget friendly ideas with us in a comment below!

 

Enjoy,

Jessica M.

How-to-Tuesday: Throwing a Bachelorette Party on a Budget

bachelorette-party-ideas

Summer is here, meaning wedding season is in full effect. But before the bride ties the knot on her special day, she must first celebrate her final fling before the ring….The Bachelorette Party! Whether it’s your sister or best friend, planning a bachelorette party can be stressful—especially when trying to consider the bride’s wishes and everyone’s wallet. Ultimately, money plays an important role in where, when and who celebrates. With a touch of savvy planning, you can cut costs while creating a memorable last night out for the bride-to-be. Here are 7 budget friendly ideas for hosting a bachelorette party that are for sure to be a hit:

 

1. Avoid a Destination Party
Hosting a bachelorette party in Vegas sounds like the ultimate girls’ getaway, but it’s best to save a trip like this for your own vacation. A destination party is expensive and the further the flight, the more it will cost. This request could become a burden for those on a tight budget and some bridesmaids may skip the celebration altogether. Instead, choose somewhere local to reduce travel costs. Otherwise, compare flights and hotel prices on sites like Kayak.com and pick the destination offering the best rates.

2. Skip the Paper Invites
We  live in a digital age of liking, tweeting, and keeping up with the latest social trends. So, why not go paperless? Save some cash and still have a great time while being environmentally friendly. My friends and I love using Paperless Post for all of our invitations. Just pick an electronic invite and customize it to your liking. It’s easy and super cheap!

 

3. Dress for Less
Instead of printing “Mrs. Miller’s Bridesmaid” tank tops, color code your party instead.  Printed tee’s are cute, but can be costly! Plus the chances of your party wearing them again aren’t very high. This is the perfect time for the guests to get dolled up and  whip out the little black dress! Have the soon-to-be bride dress up in her favorite color or even just a classic white dress!

4. DIY
If you have read my blog before, you know that I am a big believer in DIY (Do It Yourself). Check out Pinterest for fun recipes, decorations, games for the bride and more! There are so many fun things out there you can use or make yourself at a low-cost, or better yet, for free! So take a weekend off before the big day and get to work! This is the perfect time to channel your creative side.

5. Take a Class
With a large enough group, learning something new doesn’t have to be too pricey. Try out the new painting class trend. Attend a class, paint a portrait and enjoy some wine! You could even try a trapeze class or a belly dancing class to spice things up a bit. The sky’s the limit.

6. Ditch the Limo 
Since most limos require a four-hour minimum and tipping, the bill could easily exceed $500. No one will want to spend the entire evening crammed inside a vehicle, plus the pricey fare for a short trip isn’t worth the cost. Instead, catch a cab or look at party bus rentals when dealing with large groups. Then you can use the money saved on more important matters!

7. Get Organized
Planning a bachelorette party takes lots of planning and can be overwhelming! If you are unsure where to begin, check out this info graphic for tips on how to plan a bachelorette party!

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Do you have any creative and budget friendly ideas or suggestions for hosting a fun and memorable bachelorette party for the bride-to-be? Please share your thoughts in a comment below!

 

Until Next Time,

Jessica M.

 

Money Monday: What is a Credit Union, Anyway?

No, really. What’s a credit union?

They’re kind of like banks, only better. They offer many of the same products and services as banks – checking accounts, debit cards, CDs, car loans – only their not for-profit status allows them to focus on what’s really important: helping you get great interest rates on savings accounts and loans. What’s more, credit unions are community-oriented. They probably even know you by your first name.

It may seem that credit unions and banks offer the same products and services upon first glance, but they are actually quite different. Click here to visit our website to learn about the major differences between the two financial institutions and see how a credit union can benefit you!

 

So, here is the challenge. Are you already a credit union member? If so, tell your coworkers, family and friends about your credit union, so they can enjoy the benefits of membership, too! If you are not a member, become one today and start to enjoy the credit union difference…a valuable alternative to those “BIG” banks and unnecessary fees! You won’t regret it.

 

Until Next Time,

Jessica M.

Fitness Friday: Tips for a Healthy Summer Transformation

Happy Friday Everyone!

Thanks to my HR Department today, I was inspired to do a Fitness Friday post for you!

Summer is here and now that school is over, most of you have plenty of time to spare! Get motivated to be healthy and get your body in shape. Eating healthy and staying fit while enjoying summer vacation takes planning and effort, but with hard work and determination, it can happen! Check out some of these healthy lifestyle habits to get you looking and feeling your best this summer!

1. Eat a diet low in saturated fats
While fat is high in calories, eliminating it completely is a bad idea. Fat helps trigger satiety, meaning you feel full longer and feel more satisfied. Small amounts of unsaturated fats, like a small handful of nuts, some avocado, a drizzle of olive oil, or some peanut butter are actually good for your heart and help you to absorb fat soluble vitamins.

2. Eat More Veggies, Fruits and Whole Grains
These foods are loaded with fiber, which keeps you feeling full. They’re also packed with health-promoting vitamins, minerals and phytonutrients.

 

3. Get plenty of sleep
Sleep is vital to good health and to your mental and emotional well-being. The National Sleep Foundation reports that people who don’t get enough sleep are more likely than others to develop psychiatric and health problems. Plus, sleep deprivation can negatively affect memory, learning and logical reasoning. Basically getting enough sleep will make you look and feel better, and make you more alert!

 

4. Exercise!
Exercise is one of the most important parts of a diet and losing weight. Exercise burns calories, and calories are what you depend on to get you through the day. Because calories are often stored as fat, you need to burn more calories than you consume, therefore losing the stored fat. You can’t just lose weight magically, it takes a real effort. Some great ways to lose calories this summer are:

  • Bike riding.
  • Playing sports like soccer, basketball, swimming, or lacrosse.
  • Swimming.
  • Walking your pet everyday.
  • Running
  • Sand Volleyball
  • Fitness Videos
  • Get a gym membership if you plan to utilize it!

 

5. Drink Water!
Water makes up almost 70% of your body! Therefore water serves many functions. It helps your digestion, prevents dizziness and dehydration. Water decreases your appetite, and it’s actually not possible to lose weight without drinking a lot of water. Drink at least 8 cups of water everyday! Ditch the pop and fill up that water bottle!

 

6. Boost Your Metabolism
Eat 5-6 small meals every day. Your body will appreciate the continuous supply of energy throughout the day, and it will burn more calories than if you ate only 1 or 2 large meals per day. But most importantly, never starve yourself! Not only will you feel terrible, but you will also slow down your metabolism. Your body will start conserving calories rather than burning them. In addition, when calories are restricted, you’re more likely to overeat later.

 

Most importantly……

7. Stop criticizing your body. Get off the scale. Quit grabbing that extra pudge on your waist and staring at it in the mirror. And stop complaining to your friends about how much you hate yourself for not looking exactly the way you want to look. None of this is helpful. If you continue to beat yourself up over your imperfections, you’ll never be happy with yourself. Be PATIENT! Losing weight doesn’t happen over night. It takes time but you can start today by cutting out all the bad. Make weekly SMART goals and reward yourself each time you accomplish that goal. Rewards help motivate you for continued success!

 

What are some things you do to stay healthy? Please share your tips with us in a comment below!

 

Until Next Time,

Jessica M.

Budget Friendly Father’s Day Gift Ideas

Some dads are super easy to shop for: new tie, baseball tickets, fishing equipment…done. And then there are those dads who require many days devoted to thinking of some clever Father’s Day gift idea. Either way, the big day is right around the corner. Do you have a gift picked out for the most important man in your life? Need some suggestions? Well lucky for you, I’ve come up with 10 fun and hip ideas that will show your dad he’s #1!

1. New Wardrobe
Is it just me, or has your dad also owned the same pair of outdated jeans for 20 some-odd years? Or rocked the same pair of goofy sunglasses since the ’70s? While I love my dad’s dorky style, sometimes I think he needs a little help in the wardrobe department. With Father’s day being a few days away, now is the perfect time to spice up your dad’s closet. Stores like TJ Maxx or Marshall’s sell name-brand clothes, shoes, accessories and more at low, low prices. There’s nothing better than new cologne, a fresh button down shirt or a pair of new kicks to give your dad the boost he needs to step it up a notch. Whatever you might find, your dad will be thankful you are in his life to keep him hip and young, all for an affordable price! And Dad, if you’re reading this, your jean shorts have got to go!

2. New Wallet
A nice new wallet will never go out of style! If you’re dad still has the same wallet he was using when you were a kid, chances are he’s ready for an upgrade. Now this doesn’t mean he needs something fancy! Just get him something that will tough it out and get better with time — just like him!

3. Spice and Sauce Gift Basket
If your dad is the master of the grill, he will be sure to love this gift! Take a basket and fill it with any variety of spices and sauces. Whether your dad likes it hot or tangy, there are more than enough rubs and sauces available in stores or online to make a gift unlike anything else. Not only will this cost you under $30, but your dad will be cooking up some delicious meals! Just make sure to invite yourself over when he’s heating up the grill! If you are looking to add more, throw in a couple of grilling utensils! You will be sure to make is day a special one!

4. Golf GPS App
Does your dad love to golf? For only $1.99 you can purchase the SkyDroid app on your iPhone or Android device. It gives you your GPS distance to every green on the golf course, plus distances to many bunkers, water hazards, trees, and target points. With a beautiful design, no subscription charges and no course download fees, SkyDroid will give your dad the simplicity and flexibility he needs!

5. Golf Accessories
To go with the Golf GPS App, get your dad some new golf accessories. You can’t go wrong with a new set of golf balls, tees or even a new hat. What better way to make him feel and look good while he is playing with his closest friends or coworkers. Compare your options when shopping though! You don’t need the expensive items the pros use! You can still purchase quality golf accessories for half the price of the top name brand items.

6. Tech-Savvy Gadgets
If your father is always up on the latest great gadgets, why not impress him by scooping up a cool gift he has yet to try out, like a Bluetooth speaker, Google Chromecast, or new headphones in a cool, sleek design? Whether he’s entertaining, staying in touch, or just enjoying his playlist, he’s definitely going to enjoy your present!

7. Everyday Tools
As I have mentioned before, my dad likes to think of himself as Tim the Toolman Taylor. He is always trying to fix those items that break over and over again instead of just buying new ones! Father’s Day is a chance to give your dad the tools he’ll need to tackle his spring and summer projects. Check his tool shed or garage to see what he’s missing. If you are unsure of what to get, purchase a set of tools or a tool box to help him get organized! You can usually find these items for $40 or less!

8. Games
If your dad loves to entertain, give him a game on Father’s Day! Anything from Catch Phrase to a Tiger Woods Xbox game will suffice. You could even create your own bags set if he loves outdoor games! It’s a fun and easy game for friends or even for the whole family to play. Building a set is a fairly easy woodworking project, and since it’s made from exterior wood, it will last for years. Spice it up with his favorite colors or sports logo!

9. For The Dad Who Likes To Lounge:
If your dad is happiest when he’s at home, a comfy new pair of pajama pants, $5 DVD’s from Wal-Mart or a new blanket with his favorite sport’s team logo will do the trick!

10. Homemade Gift
If you are tight on cash or just want to create a gift that will be meaningful to your dad, create a gift yourself. You could make a nice card or even a DIY Coffee Mug with your own creative design!

Whatever you decide to give your dad on Father’s Day, be sure time together is on your list. The time you spend together will be worth more to him than any expensive gift!

Do you have any Father’s Day gift ideas you would like to share? If so, please leave a comment below!

 

Until Next Time,

Jessica M.

13 Beauty Hacks That Will Save You Time And Money

Being a girl is hard. Which is why your beauty routine should be as easy as possible. You’ve all heard the saying that beauty is pain, which I totally agree (to an extent). I mean come on guys, you try wearing high heels for hours at a time, waxing your legs or plucking your eyebrows. It’s rough. But what’s even worse is that beauty can be time-consuming and extremely expensive.

No more killing your wallet with beauty products! Embrace the world of DIY, or beauty hacks. Check out my favorite vlogger, Nicole Guerriero and her list of beauty hacks that every woman should know! Not only will these save you time, but they will save you from spending unnecessary cash!

 

Do you use any of these beauty hacks to save time or money? Share some of your favorite beauty tips or tricks in a comment below!

 

For more beauty hacks, check out this article I found on Buzzfeed- 41 Life-Saving Beauty Hacks Every Girl Should Have In Her Arsenal

 

Enjoy!

Jessica M.

Thrifty Thursday: Money Saving Tips for Pet Owners

Pet lovers, this one is for you! Many of us consider our pets to be part of the family. And maybe we go a little overboard on spending money on them. While my family doesn’t buy our dog Brody fancy clothing or take him for spa treatments, we do find ourselves buying him toys here and there, even if he doesn’t need them.

So how can we save money on our beloved pets? Here are 5 Money Saving Tips for Pet Owners that might be useful! Check them out:

1. Pet-proof your home
Before you decide to get a pet, you might want to take a moment to remember your furniture as it once was. Clawing, chewing, peeing–this is why you can no longer have nice things. Oh the sacrifices we make for those 4-legged creatures!

Not to mention, there are more dangerous things pets can get into. Things like plants or cleaning supplies which can be harmful to animals. It’s important to educate yourself about the possible hazards around your house. Doing so could save you from an expensive vet bill (or, more importantly, save your pet’s life). Here are some tips for pet-proofing:

  • Lock up your cleaning supplies–make sure your pet can’t get inside the cabinets where you keep this stuff.
  • Pick up small items that your pet could swallow and possibly choke on
  • Avoid giving your pet harmful food. Stick to their recommended diet!

 

2. Give your pet attention, rather than new things
Dogs love their owners, and just spending quality time with them is a great way to keep them happy and help avoid behavior problems. Buying them new toys does no good if you’re not playing with your pet. So instead of buying a new toy every time you go to Target for your furry friend, give your pet the unconditional love they deserve. You are all they have in life!

 

3. When saving for emergencies, don’t forget your pet!
If something happens to your pet and you have to rush to the vet, chances are you’ll receive a bill higher than the expense of a regular health check-up. So, why not put a little money away each paycheck into a savings account for your pet? It’s always better to be safe than sorry!

 

4. Learn to groom
Taking your pet to a dog groomer each month can get extremely expensive! Sure, it’s better when an expert does it, but it’s not impossible to learn to groom your own pet. My dog Brody turns into a huge fluff ball if we don’t get him trimmed frequently. During the summer especially because he gets too hot. So why not groom your pet yourself. It may be a little uneven at first but who cares! They won’t know the difference and will love you just the same. The cost of grooming my dog in is about $50, and I imagine it’s more expensive for larger dogs. So if you’re up for it, learn to groom yourself and save some money. Just be careful with the clippers.

 

5. Buy discounted pet food
Sites such as PetFoodDirect and PetFlow and large retailers such as Costco, Sam’s Club, Petco , Theisens and  PetSmart may offer big discounts on your favorite brand of dog food or even special bulk pricing.

Also don’t overfeed your pet! It’s not healthy for your furry friend and you will be coughing up more cash each month!

 

It’s easy to spend a fortune on your pets and it’s worth it to know they’re healthy. But if you can cut some of the costs on them, even better. This is a great time to focus on you and your pets needs vs. wants!

Do you have any of your own tips for saving money on pet care? Please share in a comment below!

 

Until Next Time,

Jessica M.

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