If someone came up to you and randomly asked if you knew what student loan default is or what your credit score is, would you know the answer?

Did you have to think about it for a minute, or better yet, Google how to find that information? I’m assuming that the majority of might not know the answers to those questions, but that’s okay…..for now.

Take a few minutes to watch this video below.

Interesting huh?

Were you one of those who knew how many days Kim Kardashian was married but didn’t know what your student loan interest rate or credit score is? Several years ago, my answer to that would have been yes. Since then I have realized how important financial education is, especially for us 20-somethings.

Young adults today have more opportunity to get into financial trouble than previous generations. Teens are obtaining credit cards earlier, and 60 percent of students have taken out student loans. Outstanding student loans total over $1 trillion. Financial education has become essential for students today, because they have the ability to enter into severe debt. Many young adults feel that saving for the future is not something that they need to think about, when in reality, it is crucial. Financial literacy is important simply because it results in a better life for you, and in turn creates an increase in the standard of living for you and your family. By practicing financial responsibility at a young age, you’re creating habits that you’ll carry into adulthood and can pass on to your children. Increasing your financial literacy at a young age will help ensure a financially stable future.

How do I start?

That’s easy! Follow my blog and social media sites! I write articles and makes videos about financial topics that us 20-somethings can relate to. And trust me, if I would have known or cared about this information earlier on, I would have been much smarter with my money and now you can too. It’s better to be knowledgeable about your finances before you are thrown out into the real world to fend for yourself. It’s simple…. just start!


Until Next Time,

Jessica M.

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